General terms

GENERAL TERMS AND CONDITIONS OF USE

Last updated on: 15 October 2024.

Welcome to the website of BNP Paribas in Belgium, published by the BNP Paribas Group.

Company name: BNP Paribas S.A.
Commercial register [RCS]: Paris n° 662 042 449
Orias N°: 07 022 735
E.C. (VAT) identifier: FR76662042449
Registered office: 16 boulevard des Italiens – 75009 Paris – France

Legal representative: Jean-Laurent Bonnafé, Director and Chief Executive Officer of BNP Paribas
Publication Director: Maarten Verboven, BNP Paribas Fortis Head of Marketing & Communications
Site manager: Marnix Fransen, BNP Paribas Fortis Corporate Information
Contact: corporate.information@bnpparibasfortis.com

Design / Technical developments: Beapi
Hosted by: Bearstech

BNP Paribas is subject, in its capacity as a credit institution governed by French law, to the Contrôle Prudentiel of the European Central Bank and the Banque de France. The ACPR (Autorité de contrôle prudentiel et de résolution) is responsible for overseeing investor and consumer protection. BNP Paribas is registered under the aforementioned company number with the ORIAS (www.orias.fr) (article L. 519-3-1 du code monétaire et financier).

The addresses of these supervisory authorities are:

ACPR
4 Place de Budapest
CS 92459
75436 Paris Cedex 09
France
www.acpr.banque-france.fr

Banque de France
31 rue Croix des Petits-Champs
75049 Paris Cedex 01
France
www.banque-france.fr

European Central Bank
Banking Union – Single Supervisory Mechanism
60640 Frankfurt am Main
Germany
www.ecb.europa.eu

The European Commission provides the European Online Dispute Resolution (ODR) platform to find solutions to consumer problems.

The purpose of these General Terms and Conditions (hereinafter referred to as the “General Terms and Conditions”) is to set out the terms and conditions for access to, use of and operation of the Website www.bnpparibas.be by any user accessing it (hereinafter referred to as the “User”) to the exclusion of any other terms and conditions, except those specifically mentioned in these General Terms and Conditions.

The information and material contained in this Website is solely intended to inform the people who view it about various financial, banking, insurance or other products and/or services offered and/or distributed by BNP Paribas, in Belgium.

This information and material do not aim to provide personal advice, including – but not limited to – advice on financial, tax, accounting or legal matters or on investments, even if this information relates to financial instruments which are publicly offered. Any information is limited to the countries or jurisdictions expressly mentioned therein and may not be considered by persons from any other country or jurisdiction who access, visit or use the Website.

In the event of a change to the General Terms and Conditions, BNP Paribas will indicate on the Website the date on which the General Terms and Conditions are updated.

ARTICLE 1: ACCESS TO/AVAILABILITY OF THE WEBSITE

The User acknowledges that they have the skills and means required to access and use the Website. You are reminded that there is no guarantee of secrecy of correspondence on the internet network and that it is the User’s responsibility to take all appropriate measures to protect their own data and their technical environment (in particular your computers, software, network equipment and any equipment used to access or use the service and/or information).

Not all products and services are available in all geographic areas. Your eligibility to access a product or service may be subject to approval by BNP Paribas, its relevant related companies or companies in the Group. Persons accessing, visiting or using this Website must satisfy themselves that the applicable laws of their own country allow them to access the information, or must refrain from accessing, visiting and/or using the Website accordingly.

Thus, BNP Paribas cannot be held liable for any direct or indirect damages linked to the use of the documents or information appearing on the Website. Users are reminded that it is a criminal offence to fraudulently access or maintain a connection to an IT system, to impair or interfere with the functioning of such a system or to fraudulently enter or alter information in an IT system.

BNP Paribas will use its best endeavours to maintain a reasonable level of operation and availability of the Website. BNP Paribas reserves the right to restrict access to the Website and its use by the User at any time, without prior notice, in order to carry out maintenance work or make changes. BNP Paribas cannot be held liable if access is interrupted due to this maintenance work or updates.

BNP Paribas cannot be held liable for any malfunction of the network or servers or any other event beyond reasonable control that would prevent or impair access to the Website.

BNP Paribas is not liable for malfunctions attributable to internet service providers nor for content hosted by third parties in connection with the provision of the Website.

ARTICLE 2: INTELLECTUAL PROPERTY

The brands of BNP Paribas, and the logos, graphics, photographs, animations, videos, scripts and texts published on the Website and its structure are the property of BNP Paribas or are licensed by third parties. This content is protected by copyright, trademark law and other intellectual property rights or related rights owned by BNP Paribas or its licensors, and may not be reproduced, used or represented without the express authorisation of BNP Paribas or its licensors, under penalty of legal action.

In particular, the User shall not modify, copy, reproduce, download, share, transmit, commercially exploit and/or distribute in any way whatsoever the content of the Website or any of its elements without the prior written authorisation of BNP Paribas on a case-by-case basis.

The User undertakes not to harm or attempt to harm the Website in any way and not to use software or any form of computer programme with the aim of accessing or making available protected content, making the Website unavailable, dismantling or decompiling the Website or any part thereof, or carrying out any reverse engineering operation, except in cases expressly allowed under applicable regulations.

ARTICLE 3: HYPERLINKS AND THIRD-PARTY CONTENT

Hyperlinks available on the Website may direct Users to third-party websites not published by BNP Paribas. They are provided solely to make it easier to use the available online resources. If the User uses these links, they will leave the Website and then use the third-party websites at their own risk or, where applicable, in accordance with the terms and conditions governing them.

BNP Paribas cannot be held liable in any way whatsoever for these hyperlinks.

ARTICLE 4: PERSONAL DATA AND COOKIES

4.1. Personal data

To ensure the proper functioning of the Website, BNP Paribas may collect personal data about the User and, as such, implements data processing for which BNP Paribas is responsible (for more information, click on BNP Paribas’s Data Protection Policy available at: https://bnpparibas.be/en/data-protection/

4.2. Cookies

When browsing the Website, cookies may be placed on the User’s equipment, subject to the choices made by the User and which the User may change at any time.

To find out more about cookies and their impact, BNP Paribas invites the User to consult its cookie policy available at: https://bnpparibas.be/en/cookies/

ARTICLE 5: GOVERNING LAW / COMPETENT JURISDICTION

These General Terms and Conditions are governed, interpreted and applied in accordance with Belgian law.

If no amicable settlement can be reached, disputes are referred to the competent courts.

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